Potential Fee Categories

Fees on Quantix are configured per pool rather than fixed across the protocol, and each pool discloses its own schedule. Any figures shown in the application are examples for a specific pool and should not be read as universal rates. The categories that can apply are below; a given pool may use some and not others.

Performance fee. A share of the yield a pool generates, charged on returns rather than on principal. It is the primary way a delegate is compensated for producing yield, and because it is levied on performance it rises and falls with results. The specific rate, and how it splits between the delegate and the protocol, is set per pool and disclosed as part of that pool's terms.

Underwriting or origination fee. A fee associated with originating a loan, reflecting the diligence and structuring work behind each facility, typically assessed as a percentage of principal at drawdown. The basis and level are set by the delegate managing that pool.

Management fee. Not every pool charges an ongoing management fee on assets in addition to a performance fee — where a pool does, it is disclosed alongside that pool's other terms rather than assumed as a baseline cost.

Protocol fee. Separate from what a delegate earns, the Quantix protocol itself takes an independent fee. This is a deliberate part of the design: it gives the protocol its own revenue line tied to actual credit activity across pools, rather than depending entirely on delegate economics or on QFI itself for sustainability — the mechanism this connects to is covered in more detail on the Protocol Sustainability page.

Redemption or early-withdrawal terms. Where a pool applies a cost or delay to withdrawals — to protect remaining lenders from a run on deployed capital — those terms are part of the fee and liquidity picture and are disclosed with the pool, consistent with the withdrawal queue mechanics already described under Repayment and Distributions.

Liquidation costs. When collateral is liquidated on a defaulted loan, the costs of that liquidation are borne within the pool's loss accounting, subject to the per-default liquidation limit. These are not a fee to the protocol; they are a cost of recovery, noted here so the full set of charges against a pool is visible in one place.

Every fee, whoever receives it, reduces a lender's gross yield to a net figure. The next page is about making sure that reduction is never hidden.