Structuring and Opportunity Preparation

An approved credit is turned into a defined facility. The delegate sets the loan's terms: principal, tenor, cost of capital, collateral and coverage requirements, and covenants. Pricing is not standardized across the protocol — cost of capital is set by the delegate managing each pool, based on that pool's risk profile and market conditions, rather than fixed at a protocol-wide rate. For revolving facilities, this includes the drawdown and repayment mechanics; for term facilities, it includes the amortization or bullet structure.

The facility is then prepared for presentation. Quantix uses a consistent opportunity presentation standard so that every credit — public or private — is described to lenders in the same shape: borrower profile, strategy, terms, collateral, coverage, and the protection stack that sits beneath the lender. Standardizing the presentation is what lets a lender compare two opportunities side by side without re-learning the format each time, even when the delegates, pools, and pricing behind them differ.